An Indiana car accident can mean not just physical injury, but also financial disaster to a victim who has no health insurance. Although liability insurance may EVENTUALLY pay the medical bills for someone who is injured through the fault of someone else--that payment probably won't happen until the case is settled. That means that unless there is another way for those bills to get paid while the case is going, a victim can be looking a late charges, collection fees, or in some cases, going without medical treatment that has been recommended.
Because a settlement means exactly that--a final settlement where no more money will be paid at a later date and a victim doesn't have a chance to keep coming back to the insurance company if his injuries flares up and he needs to go back to the doctor--a full understanding of the injury and the likely consequences of it must be considered at the time of settlement. If a surgery IN THE FUTURE is likely--it must be factored in at the time of settlement. There is no coming back for more. As a result, your Indiana Injury lawyer will probably advise you that the case shouldn't be settled until you have fully recovered from your injuries, or your doctor has advised you that your injury is permanent and will likely require certain treatments in the future. Because injuries and their impacts may take a long time to fully come to light, your case may also take longer than you might have thought (or wished). It is likely that if your attorney tells you to wait for several months after you have been released to even think about settling your case, he is protecting you from settling too early--the last thing you want is to spend your settlement money and then find out you need to take time off from work because you do need surgery after all.
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